PrivateLedger

Local-only expense tracker that imports bank OFX/QFX files, no bank login needed

DesktopfreeUS, Canada, and UK (OFX/QFX bank export support)

PrivateLedger is a local-only, privacy-first expense tracker that consolidates transactions from multiple bank accounts and credit cards by importing OFX/QFX files a user downloads themselves, without ever connecting to bank credentials or the cloud. It automatically categorizes spending with editable rules and shows monthly insights, aimed at privacy-conscious users in the US, Canada, and UK who want full ownership of their financial data.

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