Kharcha

India-first UPI expense tracker for Android that auto-captures GPay, PhonePe, and Paytm payments.

Mobile appfreeglobal

Kharcha is a native Android expense tracker built for India's UPI ecosystem, automatically capturing and categorizing GPay, PhonePe, Paytm, and CRED payments via a deterministic on-device Rust parser with zero AI and zero cloud dependency. It ships 220 merchant logos and shareable spending cards. It targets Indian Android users who make frequent UPI payments and want automatic, fully offline tracking.

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