Envelope Zero

Free, open-source zero-based envelope budgeting app that stores all data locally.

Desktopfree

Envelope Zero is a free, open-source app for zero-based, envelope-style budgeting, where every dollar of income is assigned to an envelope and spending is tracked against it. This standalone edition bundles the frontend and backend into a single downloadable executable for Windows, macOS, and Linux, with all data kept locally rather than in the cloud. It is built for people who want to practice envelope budgeting without a subscription or cloud account.

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