CashCockpit 6-Konten-Modell

Local-first Excel budgeting template implementing the 6-account personal finance model

Desktopunknownglobal (German-language)

A local-first Excel template that implements the 6-account budgeting model, automatically splitting monthly income into fixed costs, savings, education, discretionary spending, and giving. It runs entirely offline with no bank linking or cloud sync, aimed at privacy-conscious, tech-savvy people who want structured personal budgeting without a finance app.

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