Actual Budget

Open-source, local-first envelope budgeting with multi-device sync and optional encryption.

Web appEmergingAccount requiredfreeglobal

An open-source, local-first personal finance app that implements envelope budgeting while keeping data on the user's devices with offline access, background sync across devices, and optional end-to-end encryption. It is designed for budgeters, privacy-conscious users, and self-hosters who want to avoid third-party custody of financial data while importing bank files or using supported bank sync services, running custom reports, and hosting their own data.

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